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HDFC Mutual Funds are currently ranked amongst the top 5 fund houses operating in India. Whatever your financial objective, HDFCMF has a plan for you. Be it Equity Mutual Fund, Debt Funds or Hybrid Funds, etc. Whether you want to invest in long-term, short-term, retirement planning, tax benefits or some other reason. This world-class Fund House offers best-in-class customer services to all its investors to take care of their queries or grievances.
Investors from all income groups get a plethora of choice to make in investing in Mutual Funds. They can choose from a huge variety of asset classes, according to their risk appetite.
For example, their ELSS funds have made it easier for investors to achieve their financial goals. These are available in both close-ended and open-ended funds.
How to invest in HDFC Mutual Funds?
Shortlist your favorite HDFCMF product and invest with WealthBucket, India’s most reliable and efficient online platform. WealthBucket understands the importance of your investments, for you, and takes care of them too. Choose from the Funds, specially selected for you, not to miss out on the Mutual Funds Benefits. Or you can select the Best Mutual Funds Scheme that you like, online at the WealthBucket Portal.
With WealthBucket, take the Optimal route
- Search and Select the Fund,
- Then enter the amount you want to invest,
- Now fill in your personal details to complete eKYC,
- Lastly, make payment.
KYC at WealthBucket
KYC or Know Your Customer is mandatory for all Banks and Financial Institutions, including AMC and Distributors. Its procedure and the guidelines are essential and laid down by the Government and the RBI, to prevent money laundering and corruption.
The process of KYC has been simplified at WealthBucket. Once you have provided your details for your first Mutual Funds Investment with us, we would never hassle you with providing the same documents again. We shall retrieve your details for all your future investments, on your instructions, and with your authority, of course.
KYC procedure at WealthBucket is the most convenient, quick and simple. So that the complete investment process is over in a matter of a few minutes, only. With 2 ways to do it, choose the one that suits you best.
Option 1: Choose to get KYC done based on your Adhaar. You will need to submit the OTP sent on your registered mobile number. Or,
Option 2: On the other hand, you can upload the scanned copies of your documents at the portal.
Documents Required for KYC:
- Copy of your Pan.
- Address Proof: Copy of Utility Bills, Rent Agreement, or Ration Card. If your permanent address and correspondence address is different, submit proof for both.
Types of HDFCMF
HDFCMF has a wide range of products to offer its customers, investors, and patrons. The plans may be Funds of Funds (FOFs), Regular Debt Funds, Equity Funds, or Liquid Funds and other variety of Mutual Fund Products.
Equity or Growth Funds:
The Capital in such Funds is primarily invested into Equity-Based Market. They could be managed Passively or Actively (Index Funds). Different Plans coming under these Equity Funds are intended to suit different customers, those investing for a shorter or longer duration.
Debt or Income Funds:
HDFCMF – Debt or Income Schemes are intended to create an income for the investors. The Capital is invested in instruments such as Long-term/Short-term Bonds, Debt, Money Markets, etc.
Liquid Funds:
These are the investment options with the lowest possible risk factor for the investors. Capital under the Liquid Funds is invested in Securities. These Funds have a maturity period of 91 days. This makes them a good option to invest, especially for first-time investors. And those looking for liquidity. Besides, they come without Exit Load, adding to the advantages.
Know about Liquid Fund Taxation
Children’s Gift Funds:
Children’s’ Gift Funds from HDFCMF is another brilliantly conceptualized and designed investment scheme. It offers an opportunity to the investors so that their capital grows over a longer period of investment. This investment plan is generally preferred by those individuals who want to gift their children a good corpus when they grow up.
ETF or Exchange Traded Funds:
Under ETF, the capital is invested in the form of Gold, making their risk factor rise substantially. On the other hand, they are a good option, if you are looking for High Liquidity and Pocket-Friendly Mutual Funds Schemes. These Funds are traded in the Stock Market.
Quarterly Interval Funds:
Quarterly Interval Funds allow you to invest in both Open-Ended as well as Close-Ended Schemes. They can be sold or redeemed at pre-fixed intervals of time. The Capital is usually put in Government Securities & Bonds or other Debt Market Instruments.
Annual Interval Funds (Series 1):
Annual Interval Funds are HDFCMF with a low-risk factor. They are quite similar to the Quarterly Interval Funds, investing the Capital into Government Securities and Money Markets. The similar features also include predefined intervals for selling or redeeming the units.
RGESS or Rajiv Gandhi Equity Savings Scheme:
This one is quite an innovative product on offer by HDFCMF. This is an Equity Investment Scheme, also providing Tax Benefits to the investors. The objective was to attract small and reluctant investors to invest their money in the lucrative capital markets.
Fixed Maturity Plan:
Fixed Maturity Plans are Mutual Fund Plans that invest the Capital in Debt Market and Government Securities. They could be Close-Ended Schemes. The risk factor in such investments is Low.
FOFs or Fund of Fund Scheme:
Under this superbly crafted scheme, the Capital is invested in other Mutual Funds. More often than not, it is an Open-Ended Scheme. The risk factor is High to Moderately High. As a result, the returns are also quite higher when compared to other MF options.
HDFC Capital Protection Oriented Scheme:
These Mutual Funds Plans are Low-Risk plans. The objective is to create a stream for regular earning or Monthly Income. The capital is invested in the Debt Markets. They have a fixed Maturity Date.
Selection for You
| Fund Name | Risk Factor | 5-Year Returns | Advantages | Invest |
|---|---|---|---|---|
| HDFC Small Cap Fund – Regular (G) | Moderate-High | 17.57% | Higher Returns with Lower Risk | |
| HDFC Mid-Cap Opportunities Fund – Regular (G) | Moderate-High | 17.16% | Higher Returns with Lower Expense & Risk | |
| HDFC Capital Builder Value Fund – Regular (G) | Moderate-High | 14.04% | Higher Returns than Benchmark | |
| HDFC Balanced Advantage Fund – Regular (G) | Moderate-High | 12.98% | Returns higher than Benchmark and proven record of over 10-years | |
| HDFC Equity Fund – Regular (G) | Moderate-High | 12.84% | Returns higher than Benchmark and proven record of over 10-years | |
| HDFC Top 100 Fund – Regular (G) | Moderate-High | 12.68% | Higher Returns | |
| HDFC TaxSaver Fund – Regular (G) | Moderate-High | 11.56% | Higher Returns and Nil Exit Load | |
| HDFC Focused 30 Fund – Regular (G) | Moderate-High | 11.06% | Higher Returns and a proven Record of over 10-years | |
| Moderate | 9.14% | Higher Returns and Nil Exit Load | ||
| HDFC Credit Risk Debt Fund – Regular (G) | Moderate | 8.52% | Returns higher than Benchmark | |
| HDFC Corporate Bond Fund – Regular (G) | Moderate-Low | 8.49% | Higher Returns, Nil Exit Load and Lower Expense Ratio | |
| HDFC Banking & PSU Debt Fund – Regular (G) | Moderate | 8.27% | Higher Returns with Nil Exit Load | |
| HDFC Short Term Debt Fund – Regular (G) | Moderate-Low | 8.19% | Higher Returns, Nil Exit Load and Lower Expense Ratio | |
| HDFC Growth Opportunities Fund – Regular (D) | Moderate-High | 8.11% | Proven Record of over 10-years |
The information about Returns is as on March 29, 2019. Do click on the links given to check the latest updated Return.
More about HDFCMF
A. HDFC Equity Funds
| Fund Name | Risk Factor | Investment Objectives |
|---|---|---|
| HDFC Housing Opportunities Fund Series 1 | High | Creation of wealth over longer-term. Capital invested in mostly Equity and Equity-Oriented Funds in Housing and related sectors. A Close-Ended thematic Equity Funds. |
| HDFC Equity Fund | Moderate-High | An Open-Ended Scheme, with Exit Load of 1%. Options available are Dividend (Payout or reinvestment) and Growth. You can only buy this only through the AMC, not through an intermediary. |
| HDFC Top 100 Fund | Moderate-High | An Open-Ended Scheme in Dividend or Growth options. It is a relatively low-risk fund compared to funds with less diversification. |
| HDFC Mid-Cap Opportunities Fund | Moderate-High | An Open-Ended Scheme, with significant Corpus being invested in Equity and Equity-Oriented shares from Mid-Cap companies. |
| HDFC Taxsaver Fund | Moderate-High | An ELSS Fund, with 3-year lock-in necessary. Achieves the main objective of Long-term Wealth Creation, despite the LTCG 10% Tax imposed. |
B. HDFC Debt/Income Funds
| Fund Name | Risk Factor | Investment Objectives |
|---|---|---|
| HDFC Gilt Fund | Moderate | This scheme mainly aims to make credit risk-free returns by investing in An Open-Ended Scheme, available in both Dividend and Growth options. Nil Entry or Exit Load. Invests a significant part of Capital in sovereign Government Securities & Bonds. |
| HDFC Corporate Bond Fund | Moderate-Low | Earn a steady income. Time Duration limit of 5-years. A significant part of the Capital invested in Corporate Bonds with a minimum AA+ rating. |
| HDFC Short-term Debt Fund | Moderate-Low | Apt for investors with Low-Risk appetite. The limit of time duration is 36 months. Earn a fixed interest income with this option. |
| HDFC Credit Risk Debt Fund | Moderate | This is An Open-Ended Debt Fund to earn fixed income over small to long-term. Mainly invests in Corporate Bonds rated AA and below. |
| HDFC Dynamic Debt Fund | Moderate | An Open-Ended Scheme to earn regular returns. Investing Capital in Debt and Money Market instruments of different maturity periods. Maximize returns balancing between yield, liquidity, and risk. |
C. HDFC Liquid Funds
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Money Market Fund | Low | An Open-Ended Liquid Fund Scheme in both Growth and Dividend options. Has High Liquidity and Capital Protection. It can only be bought from the AMC. |
| HDFC Overnight Fund | Low | An Open-Ended High Liquidity Income Fund. It is often treated as an emergency fund because of its higher liquidity factor. |
| HDFC Liquid Fund Premium Plan | Low | Capital is invested in a mix of Debt Securities and Money Market Instruments, to augment income consistently while maintaining a good level of liquidity. |
| HDFC Liquid Fund | Low | An Open-Ended Scheme, with Nil Exit Load. Capital is invested in Debts and Money Market Instruments. Has higher liquidity and capital protection. |
D. HDFC Children’s Gift Fund
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Children’s Gift Fund | Moderate-High | A significant part of the Capital is invested in Equities or Equity-Oriented Instruments. Actively managed by the fund manager to put the balance in Debts or Money Market Instruments. |
E. HDFC Retirement Savings Fund
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Retirement Savings Fund- Equity Plan | Moderate-High | The Significant part of the Capital is invested in Equities and Equity-Oriented shares. To create the wealth that serves as pension income. |
| HDFC Retirement Savings Fund- Hybrid- Equity Plan | Moderate-High | The Capital is invested in a mix of Debt and Equity instruments, that can be redeemed as Lump Sum or monthly pensions. |
| HDFC Retirement Savings Fund- Hybrid- Debt Plan | Moderate-High | Investment is primarily in Debt Securities and the balance in Equities. |
F. HDFC Fixed Maturity Fund
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC FMP 1434D May 2018 (1) | Low to Moderate-Low | Invests in Bonds and Debt markets. |
| HDFC FMP 1181D April 2018 (1) | Low to Moderate-Low | Same as above |
| HDFC FMP 1146D April 2018 (1) | Low to Moderate-Low | Same as above |
G. HDFC ETFs or Exchange Traded Funds
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Gold ETF | Moderate-High | Returns are similar to Gold Funds |
| HDFC Nifty 50 ETF | Moderate-High | Returns are close to that of NIFTY-represented returns |
| HDFC Sensex ETF | Moderate-High | Returns are close to that of SENSEX-represented returns |
H. Rajiv Gandhi Equity Savings Scheme
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Focused Equity Fund – Plan B | Low | Long-Term Capital Appreciation from the portfolio of Suitable Securities that have been mentioned in Rajiv Gandhi Equity Savings Scheme |
| HDFC Focused Equity Fund – Plan A | High | Same as above |
| HDFC Rajiv Gandhi Equity Savings Scheme – Series 2 | High | Same as above |
I. Dual Advantage Fund
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Dual Advantage Fund – Series III – 1224D | Moderate | Invests in Debt and Money Market Instruments that have the same or earlier maturity dates than that of the scheme. |
| HDFC Dual Advantage Fund – Series III – 1267D | Moderate | Same as above |
| HDFC Dual Advantage Fund – Series III – 1304D | Moderate | Same as above |
| HDFC Dual Advantage Fund – Series II – 1099D | Moderate | Same as above |
| HDFC Dual Advantage Fund – Series II – 1160D | Moderate | Same as above |
| HDFC Dual Advantage Fund – Series I – 1100D | Moderate | Same as above |
| HDFC Dual Advantage Fund – Series II – 1111D | Moderate | Same as above |
J. Capital Protection Oriented Schemes
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC CPO – III – 1173D January 2015 | Low | Safety of investment by investing in debt and/or money market that matures on or before the scheme |
| HDFC CPO – III – 1207D December 2014 | Low | Capital Protection by investing in debt and/or money market that matures on or before the scheme |
| HDFC CPO-III- 1100D October 2014 | Low | Same as above |
| HDFC CPO-II-36M May 2014 | Low | Same as above |
| HDFC CPO – II – 36M February 2014 | Low | Same as above |
K. FOFs or Fund of Fund Scheme
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Dynamic PE Ratio FoF | Moderate-High | Allocates Capital between definite Equity and Debt Plans from the HDFCMF itself. It is suitable for those who want to invest in different asset classes based on PE Ratios. |
| HDFC Gold Fund | High | The Capital is invested in HDFC Gold ETF units, in this Open-Ended Scheme. |
L. Annual Interval Fund – Series 1
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Annual Interval Fund – Series 1 – Plan A, B | Moderate-Low | Invests the Capital in Government Bonds, Debt Securities, and Money Market instruments, assuring capital protection. Only choosing those securities that mature on or before the next Specified Transaction Period opens. |
M. HDFC Cancer Cure Funds
| Fund Name | Risk Factor | Investment Objective |
|---|---|---|
| HDFC Charity Fund For Cancer Cure – Arbitrage Plan | Moderate | Close-Ended Scheme investing in debt and money market instruments, by using the arbitrage opportunities between cash and derivative market (anything derived from an asset/contract). |
| HDFC Charity Fund For Cancer Cure – Debt Plan | Moderate-Low | Close-Ended Scheme investing in Government Bonds, Securities, and Money Market instruments after maturity. |
Top Fund Managers in HDFC Mutual Fund
Mr. Prashant Jain
The first Indian fund manager who has completed 25 years managing a single fund, in 2019. He is the Executive Director & Chief Investment Officer with HDFCMF, working on HDFC Balanced Advantage Fund since its launch 1994.
Mr. Shobhit Mehrotra
He is the Head of Credit and Senior Fund Manager of Fixed Income at HDFC AMC. With his
Mr. Chirag Setalvad
With 11 years of extensive experience in fund management, equity research, and investment banking. Mr. Chirag is a Senior Fund Manager of HDFCMF, well known for his investment skills.
Mr. Vinay R. Kulkarni
Mr. Vinay R. Kulkarni serves as the Senior Fund Manager of Equities at HDFC AMC. With his
About HDFCMF
HDFC Mutual Funds operates the Joint Venture between HDFC Bank, one of India’s leading private sector banks, and Standard Life Aberdeen, one of the world’s top investment companies. HDFCMF was launched in June 2000 as a trust under the provisions of the Indian Trusts Act, 1882.
HDFCMF has a proven track record of positive and reliable fund performance across diverse market cycles and all variety of asset classes. Their main focus has always been to set up a promising infrastructure based on well-researched information and intelligence. Delivering consistent fund performance has always been its USP.
As of September 2018, HDFC MF has been ranked as one of the largest fund houses in the country, by AMFI, with an average AUM of more than Rs. 3 lakh crore.
Visit our website WealthBucket for more details on HDFC Mutual Funds. Also on offer are Mutual Funds from numerous other AMCs, such as Reliance, Aditya Birla Group, etc. We provide all services related to Equity Mutual Funds, Debt mutual fund, Large Cap mutual fund or Multi-Cap mutual fund.
Just give a call at +91 9999379929. Or email at contact@wealthbucket.in.
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