NAV-When choosing a mutual fund, investors frequently give too much attention to their past returns. They ignore to examine the crucial question – how much is the mutual fund deserving? What is the NAV- Net Asset Value? Mutual fund investments all over cost will depend on the price per fund unit. This is the Net Asset Value or NAV. If you take up the market price of all the shares in [...]
These are just two options for the same mutual fund investment. They are managed by the same fund manager. The portfolio is invested in the same bonds and stocks. So what is Direct vs Regular Funds? The only difference between them is that, in case of a Regular fund, the Mutual Fund Agent or broker gets a commission from the mutual fund house. This commission may be called Distribution Fee. [...]
SWP means Systematic Withdrawal Plan. It is a convenient way to withdraw regularly, as per your future requirements. You need to fix an amount. At the time of making Lump Sum Investment in a Mutual Fund. And set up the frequency at which you would like to make the withdrawals. You can set it at monthly, quarterly, half-yearly or annually, for example. And SWP Calculator lets you use this facility [...]
Overview If an individual wants to generate wealth, he/she should start investing early to benefit from the power of compounding. It is an art that needs to be perfected to generate wealth to reach major financial objectives. Learn what is alternate investment funds in India. You need to be patient and disciplined with this. According to Albert Einstein "Compound interest is the eighth wonder of the world. He, who understands [...]
KYC or Know Your Customer is a compulsory requirement for those wishing to invest in Mutual Funds. It is mandatorily needed by the Market Regulator SEBI (Securities and Exchange Board of India). This identification process needs to be undertaken only once. KYC was introduced to avoid fraudulent activities. eKYC for Mutual Fund was launched for the ease of investors. Get your KYC Completed You can get your KYC completed with [...]
In simpler terms, Liquid Funds are debt funds. With the only difference being that the LF investments mature within a period of 91 days. These invest your money in very Short-Term Money Market Instruments having Fixed Interest rates. These can be treasury bills, government securities, commercial paper, etc. Therefore, these Mutual Funds Investments hold the least amount of risk. As a result, Liquid Funds are the least risky Debt Mutual [...]
What if your mutual fund agent doesn't reply to your phone? At the time you need your mutual fund statement to submit for tax deduction under Section 80C (ELSS). Or you have lost the contact number of your agent? How will you get your Mutual Funds statement? What if you urgently need your long term or short term capital gains status? What if you invested in Direct Mutual Funds and [...]
If you are thinking to invest in mutual funds one should know the advantages and disadvantages of mutual funds investment. So that further it could make your decision simple and you get to know where to invest in. To protects and secure the interest of investors Sebi along with AMFI. They attempt to improve and control standards in all areas, to guard and promote the interests of Mutual Funds and investors. The mutual [...]
Overview Arbitrage funds work on the basis of mispricing of equity shares in the spot and futures market. It exploits the price difference between current and future securities and thus generates returns. Arbitrage funds manager simultaneously buys shares in the cash market and sells it in futures or derivatives market. The profit is the difference between cost price and selling price. Things to consider while investing in arbitrage funds Risk As [...]
Stock vs mutual funds: Which is better and in which field? it's a tough part to decide has which is the best or better. Whether you spend in mutual funds or stocks it depends on 3 constituents. First, one must determine how much risk you can bear versus how much return you need or demand. If one needs a higher return, they must accept greater risk. Secondly depends on how [...]
