Low-Risk Investment in mutual funds Many investors look ahead to investing in Mutual Funds. As these give greater returns and also are extra tax-efficient than other instruments like PPF. Low-Risk Investment in mutual funds are funds that invest at least 65% of the total corpus in debt securities such as government bonds, gold funds, fund of funds, and international funds, etc. Low risk usually turns to provide low returns. They [...]
Introduction to mutual fund returns Mutual fund investment is the best type of investment for you and your future. The good reason to invest in a mutual fund is they offer higher returns and diversification. Having a greater risk will factor will allow you to earn higher mutual fund returns. The mutual fund has become the most wanted choice among investors to reach their financial goal. Before understanding what is [...]
The mutual fund is the process of collecting funds from various investors and investing them into the plan that benefits them in future. The mutual funds will provide regular income to both the investor and the Mutual fund distributor. This a chain that keeps ongoing and receives the regular income. Want to earn a regular income from mutual funds? For investors the simple answer to this is SWP. The right [...]
Introduction Mutual funds are considered as a profitable investment option. Since there are different schemes available in the market, it can get confusing for the investors to make a choice. Based on the long-term financial goals and tenure, an investment option should be chosen. Mutual funds offer diversification of the mutual fund portfolio and carry a low risk with a high return probability. The Mutual fund risk ratio can help [...]
Long term capital gains (LTCG tax) refer to profit generated by the sale of long term capital assets. These products are held for a particular period before the sale. LTCG is a taxable component. Recently, the norms related to disclosing LTCG for ITR returns have been relaxed. The Union Budget of 2018 re-introduced the Long Term Capital Gains Tax or LTCG tax on capital gains (profits earned from the sale [...]
As banks provide lower rates of return on Fixed Deposits and savings accounts, mutual funds emerged as the best investment option for investors. In fact, the scope of mutual funds in India has now moved beyond just the larger cities and has now moved on to even the country’s smaller urban locations. Now, investors large and small are investing their hard-earned money into mutual funds. Hence it is common that [...]
Overview to NRI mutual fund investment Top schemes of Equity funds, as well as Debt funds, are covered so that NRIs can think of building a proper portfolio. The decision to invest should only be taken: In congruence to your financial goals. As per your risk appetite. As per the asset allocation process. In case you are inexperienced, take help of a professional in “professional way” (read pay his due [...]
Investors can stagger their equity mutual fund investments using the systematic transfer plan (STP) facility given by mutual funds. To use this system, investors can put in a lump sum amount in one scheme (typically a liquid or ultra short term fund) and transfer a pre-defined amount into another scheme, typically an equity mutual fund. The scheme that is supposed for lump sum investment is called the ‘source scheme’ or [...]
Systematic Investment Plan or SIP is a mode of investing money in mutual funds. There are multiple benefits of investing in mutual funds. SIP investment is a strategy to invest a certain amount of money at regular periods. Investing in this makes it easy for investors to buy equity mutual fund or debt mutual funds regularly on a particular date of the month, in order to build substantial wealth quickly. [...]
Mutual funds are categorized according to various characteristics, such as the nature of the investment, risk profile and investment philosophy. Apart from these, the funds are distinguished based on their structure - open-ended and closed ended mutual funds. The difference between the two depends on the flexibility of the sale and purchase of fund units. Open-Ended Mutual Fund Open-ended funds are mutual funds. These funds do not trade in the [...]
