Investors have several best investment options, one is trading in shares. With the change in every aspect of life, the stock markets too have undergone a significant change since the time of its beginning. When the Bombay Stock Exchange was founded in 1875, it was an open outcry floor trading exchange. This means traders would buy or sell stocks by orally shouting prices on an open floor. Today, it is [...]
Understanding SIP Systematic Investment Plan or SIP is a mode of investing money in mutual funds. The other way to invest in a lump sum or a one-time payment. In SIP, a fixed amount of money is invested in a mutual fund of your choice every month. The set up is such that the money is automatically debited from your bank account to know what amount of monthly SIP you [...]
Retirement planning involves financial planning and the process of determining retirement income goals and deciding the necessary means to achieve those goals. The long-term nature of retirement planning makes Mutual funds a good fit for meeting retirement income goals. However, tactical plays like sector or thematic funds cannot work because of high volatility risk. Nor can narrowly define funds such as large-cap funds work because of limited growth. Instead, you [...]
An initial public offering (IPO) refers to the process of offering shares of a private company to the public in a new stock issuance. Public share issuance allows a company to raise capital from the general investors. An Initial Public Offering, or IPO, is the first sale of stock by a company to the public. A company can raise money by issuing either debt or equity. In case, the company [...]
ULIPs full form is Unit-Linked Insurance Plan. It is an insurance product that can be utilized for different pay-outs including education, retirement, and more. Unit Linked Insurance Plan (ULIP) is a mix of insurance along with investment. From a ULIP, the goal is to provide wealth creation along with life cover where the insurance company puts a portion of your investment towards life insurance and rest into a fund that [...]
Nearly every individual who is looking for an investment in market-linked instruments must have thought about ELSS vs ULIP at least once. And to search for the answer they might have to go through tones of content available on financial websites, which tend to confuse people with their different views. Functionally, there is nothing common between Equity Linked Savings Schemes (ELSS) and Unit Linked Insurance Plans (ULIPs). It is a [...]
Mutual Funds Mutual funds are a financial vehicle made up of a supply of money collected from many investors. Then to invest in securities such as stocks, bonds, money market instruments, and other assets. The Best mutual fund platform which is offering us the option to invest online are discussed in this article. Mutual funds are usually operated by professional money managers. Who allocates the fund's assets and to produce [...]
According to the statistics 90% of total India's population is employed, bringing home a salary in the first week of the month. And if you're one of this 90 %, then it is highly recommended you to check out the best investment options, available in India, for a salaried person. According to various studies and researches, the average Indian middle-class person should save 30% of his or her earning to [...]
Living in abroad country doesn't mean that a person cannot invest in mutual funds. They can easily invest in Indian mutual funds. Non-Resident Indian investors can opt for different kinds of investments including but not restricted mutual funds. They need to adhere to the FEMA ( Foreign Exchange Management Act ). A home country can offer one with diversifies a portfolio with a blend of debt and equity securities. Also, [...]
It is common to see people search for investment options that offer them tax exemptions and, thereby, great financial returns. In India, Tax Free Bonds are issued by the Government for attracting investments from the general people. In return, the government gives benefits to investors in the form of tax savings. These bonds are good low-risk investment plans. Tax Free Bonds are those types of goods or financial products, which [...]
