Best Balanced Funds 2019

Best Balanced Funds 2019 are those type of mutual fund which invests in both the debt and equity part of the market. This helps in decreasing the volatility of the portfolio.

Balanced Mutual Funds helps the investors to achieve better post-tax returns and also guard them against inflation. For the purpose of taxation, balanced funds are categorized as equity mutual funds because they invest at least 65% of the money in shares. This assures that there is no capital gain tax if the investor remains invested for more than one year. They are in the “asset allocation” family. Balanced fund portfolios do not change their asset mix.

A balanced mutual fund is only a mutual fund plan wherein even the debt part is taxed as equity. Dividends are tax-free. Due to these multiple advantages, it is recommended to be the best investment by experts. Investors who have a dual interest in investments in receiving a good exposure of equities and at the same time protecting oneself from inflation times tend to invest in balanced funds.

Top Balanced Funds 2019

1. ICICI Prudential Balanced Advantage Fund (Best Balanced Funds 2019)

Returns for:

• 1 year- 21.95%;
• 3 years- 11.24%;
• 5 years- 14.36%

Risk: Moderate

Minimum SIP amount: INR 1000

Holdings: For investing in mutual funds, it is very essential to know its holdings to understand the fund’s performance and holdings of mutual funds to help us know what returns can be assumed based on market conditions.

Holdings: It invests

• 71.2% in large-cap,
• 28.6% in mid-cap,
• and 0.3% in small-cap categories.

The top 10 holdings of the firm are as follows:-

Performance: The Performance of ICICI Prudential Balanced Advantage Fund as compared to the benchmark of Nifty 50 is shown below: (It will help you in comparing the returns as expected in the market)

1st year:

You can also read about ICICI Mutual Fund.

2. Tata Retirement Savings Fund Moderate Plan (Best Balanced Funds 2019)

Returns for Tata Retirement Savings Fund Moderate Plan:

• 1 year- 42.9%
• 3 years- 17.45%
• 5 years- 20.65%

Risk: Moderately high

Minimum amount to invest in SIP: INR 500

Holdings: It invests

• 54.3% in large-cap,
• 42.8% in mid-cap,
• and 2.8% in small-cap categories.

Its top 10 holdings are as follows:

5th-year performance:-

3. Aditya Birla SunLife Balanced 95 (Best Balanced Funds 2019)

Returns for Aditya Birla SunLife Balanced 95:

• 1 year- 29.06 %
• 3 years- 12.86%
• 5 years- 17.52%

Risk: Moderately high

Minimum SIP amount: INR 1000

Holdings: It invests

• 66.8% in large-cap,
• 32.0% in mid-cap,
• and 1.2% in small-cap categories

Its top 10 holdings are as follows:

Also, know about Aditya Birla mutual fund schemes

4. Reliance Regular Savings Fund Balanced (Best Balanced Funds 2019)

Returns for:

• 1 year- 33.23 %
• 3 years- 14.14%
• 5 years- 16.89%

Risk: Moderately high

Minimum SIP amount: INR 500

Holdings: It invests

• 81.1% in large-cap,
• 16.7% in mid-cap,
• and 2.2% in small-cap categories

5th-year performance:-

5. L&T India Prudence Fund 

1st-year performance:-

6. Principal Balanced Fund

Performance of Principal Balanced Fund:

7. SBI Magnum Balanced Fund

SBI Magnum Balanced Fund is also a good choice to invest in. The return of this fund is very high 27.81% over the last 1 year and 17.52% over the last 5 years.

You should also learn about SBI mutual fund.

8. DSP BlackRock Balanced Fund 

DSP BlackRock balanced fund gave a return of 26.55% over the last 1 year and 15.73% over the last 5 years which is respectable.

9. ICICI Prudential Balanced Fund 

ICICI Prudential Balanced Fund gave a return of 24.29% over the last 1 year and 18.32% over the last 5 years.

10. HDFC Balanced Fund

HDFC Balanced Fund is a 5-star rated fund and in the last 5-year a return of 19.45% per annum which is a very good return for a balanced fund.

If you want to know the Best Performing Mutual Funds India. And want to make the best profits on your money, visit our website Wealthbucket. Let us guide you to reap the benefits Debt Mutual fund, Large Cap Mutual fund or Multi-Cap Mutual fund, to achieve your objectives.

Ring us at +91 9999379929. or shoot on our email at contact@wealthbucket.in.

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*The data provided in this article is dated 31st Dec 2018. Please visit the Wealthbucket site for the latest data.