Open-Ended Mutual Fund can be bought and sold on demand. An open-ended mutual fund is an investment plan for a group of investors. It can issue and redeem shares at any time. The price at which the units (or you can say shares) are issued in an open-ended mutual fund can be redeemed depending on the Net Asset Value (NAV). Hence, the NAV of an open-ended fund reflects the fund’s [...]
What is an Index Fund? Several investors are aware of the benefits of expanding their portfolio across assets. Index funds often catch their eyes in this exploration as they refer to funds that invest in a broader market index – like the Sensex or the Nifty. All the stocks in these signs will find some representation in their investment portfolio. This probably ensures a performance identical to that of the [...]
An initial public offering (IPO) refers to the process of offering shares of a private company to the public in a new stock issuance. Public share issuance allows a company to raise capital from the general investors. An Initial Public Offering, or IPO, is the first sale of stock by a company to the public. A company can raise money by issuing either debt or equity. In case, the company [...]
Many institutional investors are facing a huge uncertainty in the inability to judge whether the bad loan situation of YES Bank would improve or get worsened. This is a thought-provoking statement from a senior fund manager of a large fund house. In the last financial year itself, about 100 mutual fund managers have completely disposed of their stake in YES Bank. Even the Ex-CEO Mr. Rana Kapoor has lost $1 [...]
ULIPs full form is Unit-Linked Insurance Plan. It is an insurance product that can be utilized for different pay-outs including education, retirement, and more. Unit Linked Insurance Plan (ULIP) is a mix of insurance along with investment. From a ULIP, the goal is to provide wealth creation along with life cover where the insurance company puts a portion of your investment towards life insurance and rest into a fund that [...]
A mutual fund provides investors with the opportunity to combine their money with other investors in an investment that's conducted by professional investment managers. Mutual funds invest in stocks, bonds or other securities according to each fund's purpose. The present article below will familiarize you with the top 10 Mutual Fund Companies. TOP 10 MUTUAL FUND COMPANIES HSBC MUTUAL FUNDS HSBC Mutual Fund was set up on 27th May 2002. [...]
Nearly every individual who is looking for an investment in market-linked instruments must have thought about ELSS vs ULIP at least once. And to search for the answer they might have to go through tones of content available on financial websites, which tend to confuse people with their different views. Functionally, there is nothing common between Equity Linked Savings Schemes (ELSS) and Unit Linked Insurance Plans (ULIPs). It is a [...]
The expense ratio is the yearly fee that fund houses charge their investors. It is charged especially on those schemes that are actively managed by the fund managers. It is charged as the percentage of your investments. The fund houses charge this ratio annually. It pays for the fund expenses, management fees, administrative fees, operating costs, and all other costs incurred by the fund. Transaction fees, or brokerage costs, as [...]
Mid-cap mutual funds are mutual funds that primarily invest in the shares of mid-cap companies (101st-250th largest companies in terms of market capitalization). Midcap funds feature the perfect blend of risk and returns as they invest in the stocks of companies which along with being responsive to stock market changes also holds a considerable amount of stability. To bring diversification to a mutual fund portfolio in terms of balancing the [...]
A mutual fund is a joint pool of investments brought from different investors. It requires a team of financial experts to maintain and produce returns. So, it is but obvious that the service comes at a fee. Exit Load is the fee that is levied on the investors. What is an Exit Load? An exit load refers to the fee that the Asset Management Companies (AMC) charge the investor at [...]
