Kotak Mahindra Asset Management Company Limited (KMAMC) is one of the premier financial institutions in India. India’s first NBFC. It is a wholly-owned subsidiary of Kotak Mahindra Bank Limited (KMBL) and is the AMC (Asset Managing Company) to the Kotak Mutual Fund.

Kotak Mutual Funds

The objective of the Kotak Mutual Fund is to be an ethical market player of the Mutual Funds industry in India. It strives to offer the best products to investors. Kotak Group, with a prominent legacy of many years, helps its products to stand-out in the market. The AMC holds the assets of over 10 lakh customers, within the span of 12 years.

The vision was to become the most trusted and responsible entity in the world of Mutual Funds Investments, in India. The company seeks to serve the various needs and provide complete satisfaction to its investors.

With a vast variety of funds on offer, from Kotak Mutual Fund has something to cater to an investor in any financial condition. No matter what your risk appetite, income background or investment goal, you will find a suitable product with Kotak. With an emphasis on long-term wealth growth and/or low-risk income-generating funds, you can choose to include Large-Cap, Mid-Cap or Small-Cap, in your portfolio.

Kotak Mahindra Asset Management Company Limited (KMAMC) is also part of the Kotak Group. The AMC has built a reputation by delivering great Returns to its customers over the past two decades. Therefore, it enjoys a strong presence across India, backed by a highly experienced team of researchers and analysts.

Categories of Mutual Funds

1. Kotak Equity Funds

Kotak has picked Equity Mutual Funds from around 60 companies having a good rating and a high potential for growth. They have ventured into global markets aside from the domestic market.

Fund NameRisk Factor5-Year ReturnsInvestment Objective
Kotak Emerging Equity SchemeModerate-High27.49%Long-Term wealth creation by investing mainly in Equities and Equity-Oriented securities of Mid-Cap companies.
Kotak Small-Cap FundModerate-High23.84%A Growth Fund aiming at long-term wealth creation by investing a significant part in Equities and Equity-Oriented securities of Small-Cap companies.
Kotak Standard Multi-Cap FundModerate-High21.05%Open-Ended Scheme for long-term wealth creation by investing in Equities focused on carefully chosen Multi-Cap companies.
Kotak Equity Opportunities FundModerate-High18.33%An open-ended growth fund aiming to deliver a big corpus by investing in a mix of Large and Mid-Cap Equities across different sectors.
Kotak Bluechip FundModerate-High16.18%Open-ended Equity scheme seeking long-term wealth creation with significant investment in Equities and Equity-related instruments of Large-Cap companies.

 

2. Kotak Tax Saving Investments (ELSS)

Kotak offers you a wide variety of Best ELSS with its  Tax Saving Mutual Funds, to take maximum Tax Benefits under Section 80C of the Income Tax Act. And build a corpus at the same time.

 

Fund NameRisk Factor5-Year  ReturnsInvestment Objective
Kotak Tax-SaverModerate-High19.21%The only Open-Ended ELSS on offer by Kotak. With a 3-year lock-in duration, it aims to create long-term wealth.

 

3. Kotak Debt Fund

A Kotak Debt Fund offers Liquidity along with the potential of deriving a good Return. A much better option than Bank FDs. This is managed by investing a small part in the Equity.

Fund NameRisk Factor5-year ReturnsInvestment Objective
Kotak Credit Risk FundModerate-Low8.69%Open-Ended Debt Fund investing mainly in debt and money market instruments across the yield curve. Focuses on corporate securities with AA or below rating. It offers some liquidity.
Kotak Dynamic BondModerate-Low8.49%An open-ended fund that aims to maximize returns by investing in a mix of debt and money market instruments.
Kotak Gilt unit Scheme-98Moderate8.44%An open-ended gilt fund scheme aiming to earn low-risk returns by investing mainly in Govt-issued sovereign securities.
Kotak Banking & PSU Debt FundModerate-Low8.03%Aims to bring regular income from debt and money market instruments of Banks, Municipal Bonds, PSUs, PFIs and govt-issued securities (including sovereign securities).
Kotak Short Term Bond FundModerate-Low7.82%Invests mainly in bonds, treasury bills, government securities, debentures, CDs and commercial papers. Aims to bring good Returns while being highly liquid.
Kotak Medium Term FundModerate7.65%Brings regular income by managing small capital appreciation. Invests in a variety of money market securities and mid-term debt schemes.
Kotak BondModerate7.49%Lowering the risk by investing mainly in different money market securities, bonds, government securities and debentures with various maturity periods.

 

4. Kotak Hybrid Fund

By optimally utilizing the best traits of Equity and Debt schemes combined, Kotak’s Balanced funds attract investors who have Medium Risk appetite. The objective is to create wealth in the long-term while striving for capital protection.

Fund NameRisk Factor5-Year ReturnsInvestment objective
Kotak Equity Hybrid FundModerate-High12.11%An open-ended balanced fund aiming to achieve growth by investing significantly in Equities and the balance in debt and money market securities.
Kotak Debt Hybrid FundModerate9.98%Though it is a Monthly Income Plan, income is handed out only if distributable income is available in surplus. Invests significantly in debt securities and the balance in Equities. It resorts to SEBI-permitted hedging, as and when required.

 

5. Kotak Liquid Funds

Everyone wants to keep some money that can be withdrawn immediately in case of an emergency. This is a highly liquid product from Kotak Mutual Fund House.

Fund NameRisk Factor5-Year ReturnsInvestment Objective
Kotak Mahindra Liquid FundLow7.92%An Open-ended debt fund delivering good returns with liquidity by investing in debt and money market securities having different maturity periods to spread risks.

 

6. Kotak Fund of Funds

The Portfolio consists of specific pre-existing Equity and Debt funds of Kotak itself. The aim is to create long-term wealth.

Fund NameRisk Factor5-Year ReturnsInvestment Objective
Kotak US Equity FundHigh16.36% (3-years)Invests in Equities of companies in the US to create long-term wealth.
Kotak Asset Allocator FundModerate-High16.08%Open-ended FoF aiming to make long-term wealth by investing in specific equities and debt instruments of Kotak Mahindra
Kotak Global Emerging MarketHigh3.89%Invests in the foreign Mutual Funds to create long-term wealth, following the SEBI guidelines about trading in global emerging markets.

 

7. Kotak ETFs (Exchange Traded Funds)

The Investment objective is to bring Returns that correspond to that of different traded commodities or exchanges. For example, gold in physical form.

Fund NameRisk Factor5-Year ReturnsInvestment Objective
Kotak NV 20 ETFModerate-High28.02% (1-year)Deliver returns before costs corresponding to the overall returns of stocks as shown by the NV 20 Index (depends on tracking errors).
Kotak Nifty ETFModerate-High14.19%An open-ended ETF delivering reasonable Returns after costs almost corresponding to the overall returns of the S&P CNX Nifty (considering tracking errors).
Eligible for tax exemption under Section 80CCG.
Kotak Sensex ETFModerate-High14.12%Also, open-ended ETF delivering Returns corresponding to the overall returns of the BSE SENSEX (after tracking errors).
You can claim tax relief under section 80CCG.
Kotak Banking ETFHigh13.81%Open-ended ETF generating Returns before costs corresponding to the overall returns of stocks as shown by the CNX Bank Index (after considering tracking errors)
Kotak PSU Bank ETFHigh5.09%Open-ended ETF that can deliver returns corresponding with the overall returns of CNX PSU Bank Index (after tracking errors)

 

Fund Managers with Kotak

Ms. Lakshmi Iyer

The Chief Investment Officer, she heads fixed income and products team at KMAMC. With 2 decades of experience, she is responsible for credit research as well as deal execution, managing fund performance, and assisting sales in client interaction. She has also been a portfolio specialist and managed product-related initiatives, product pricing, etc. She has also been instrumental in conceiving various financial software tools in collaboration with software and technical teams.

Mr. Abhishek Bisen

Mr. Abhishek Bisen has been associated with the fund management of debt schemes. He manages Kotak Monthly Income Plan, Kotak Bond, Kotak Gilt Investment (Regular & PF-Trust), Kotak Multi-Asset Allocation Fund, Kotak Balance, Kotak Equity Savings Fund, Kotak Global Emerging Market Fund, Kotak Gold Fund, and Kotak Gold ETF.

Mr. Harsha Upadhyaya

Mr. Harsha Upadhyaya heads the equity desk at KMAMC and directly manages funds such as Kotak Standard Multicap Fund, Kotak Equity Opportunities Fund, and Kotak Tax Saver. He has over two decades of experience spread across equity research and fund management.

Mr. Harish Krishnan

Mr. Harish Krishnan currently manages Large-Cap and thematic Equity funds with KMAMC, such as Kotak Bluechip Fund, Kotak India Growth Fund, Kotak Infrastructure & Economic Reform Fund. He has over a decade of experience of managing All-Cap Diversified, Concentrated Mid-Cap strategies for overseas investors.

Mr. Pankaj Tibrewal

Mr. Pankaj Tibrewal is a Senior Vice President & Equity Fund Manager at Kotak AMC, managing Funds such as Kotak Emerging Equity, Kotak Smallcap Fund, and Kotak Equity Hybrid.

How to Buy a Mutual Fund from Kotak

WealthBucket is a dependable Mutual Funds Distributor approved by SEBI and AMFI. With us you need to go through the KYC process only once, making it easy to buy Regular Plans from Kotak. WealthBucket provides Funds especially selected and customized to match your financial goals and risk appetite. And it only takes a few minutes.

KYC Process:

KYC or “Know Your Customer” has been mandated by the RBI. Necessary to be undertaken prior to all investments in Banks or Financial Institutions. And with WealthBucket, you can complete the process online, much simpler than banks and AMCs.

Documents Required:

  1. ID Proof: Copy of PAN Card, Voter ID or Passport
  2. Address Proof: Copy of Adhaar Card, Rent/Lease Agreement, Utility bill or Ration Card.

Investment Process:

  1. Click Here to go to the Website.
  2. Search and click on the Fund you have selected.
  3. Enter the Amount (whether SIP plan or Lump Sum), Duration, etc.
  4. Enter the Personal Details as required. (Rest Assured, we keep all your personal details completely confidential).
  5. Pay Online through NetBanking or Card mode.

Top few Kotak Mutual Fund

 

So start Investing!!

If you are looking to choose from more schemes and plans of mutual funds, do take our assistance. We offer all related services of  Equity Mutual FundsDebt mutual fundLarge Cap mutual fund or Multi-Cap mutual fund.

Give us a call at +91 8750005655. You can also email, in case of any doubts about mutual funds at  contact@wealthbucket.in.

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**The data provided in above tables is as on 30 Sept, 2018. Do visit the website for updated information.**

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